Raise Money for Chronic Illness Expenses

When you're living with a chronic illness, the bills don't stop. Not for a month, not for a year, not ever. Medications, specialists, equipment, lost income; it adds up relentlessly. PayIt2 gives your people a simple way to help, so you can focus on your health instead of your bank account.

Start a Chronic Illness Campaign

Stripe-secured • No monthly fees • Funds in 2-3 days

What Chronic Illness Actually Costs

Here's what makes chronic illness different from a one-time medical event: it doesn't end. If you're managing lupus, Crohn's, MS, rheumatoid arthritis, or any condition that sticks around, the treatment goes on for years. Sometimes a lifetime. And your out-of-pocket maximum? It resets every January. That's $9,200 to $16,600 hitting your family again and again, year after year, just in co-pays, deductibles, and coinsurance.

Then there's medication. Biologic drugs for autoimmune conditions run $1,000 to $5,000 a month, even with insurance. Picture this: you're paying $3,200 a month for an infusion that keeps you functional enough to work, plus $300 specialist visits every six weeks, plus bloodwork every quarter. Now add the days you're too sick to clock in. The lost wages alone can break a budget. When you tally it all up, families routinely spend $20,000 to $60,000 or more per year. Most burn through their savings within the first two years.

Specialty medications

$12,000 - $60,000/yr

Biologics, immunosuppressants, and specialty pharmacy drugs; co-pays alone can be crushing

Specialist visits and labs

$3,000 - $12,000/yr

Rheumatology, neurology, gastroenterology, plus imaging and bloodwork

Additional costs

$5,000 - $25,000/yr

Lost wages, mobility equipment, home modifications, transportation, home health aide

Total annual impact

$20,000 - $60,000+/yr

Every single year; insurance gaps tend to widen as conditions progress

A one-time fundraiser doesn't work for a condition that never goes away. That's why PayIt2 campaigns have no expiration date; your donors can come back and contribute again when new expenses hit. Post an update every few weeks about how you're doing, what the money covered, and what's coming next. It keeps people connected to your story, and they'll show up for you again and again. Start your campaign now and let the people who care about you actually do something about it.

How It Works

Create a Campaign

Sign up, pick a template, and tell your story in your own words. You don't need a polished pitch. Just explain what you're dealing with, what it costs, and how the money will help. Base your goal on a year of expenses and adjust it later if things change.

Share With Your Network

Text the link to your closest 10-15 people first. A personal message beats a social media post every time. Once a few donations roll in and the page has momentum, share it wider on Facebook, Instagram, or wherever your community hangs out.

Collect Funds Continuously

Money lands in your bank account in 2-3 business days. No waiting for the campaign to "finish." Need to fill a prescription on Tuesday and pay a specialist on Friday? Withdraw what you need, when you need it. The campaign stays open as long as the bills keep coming.

Why PayIt2 for Chronic Illness Support

No Time Limits

Your condition doesn't have an end date, and neither does your campaign. Keep it open for as long as the bills keep coming. No deadlines, no pressure.

Recurring Support

Your aunt who gave $50 in March? She can come back and give again in June without creating a new account. One link, unlimited contributions, forever.

Fast, Secure Payouts

Every donation goes through Stripe's payment security. Funds hit your bank in 2-3 business days, and you don't have to wait for anyone's permission to use them.

Frequently asked questions

Common questions about chronic illness fundraising

How do I explain ongoing costs in my campaign?

Be specific. Break it down into monthly or annual buckets: medications, specialist visits, lab work, equipment, and lost income. Something like "My monthly infusions cost $2,400 after insurance, and I see a rheumatologist every 6 weeks at $350 a visit" is way more compelling than "I need help with medical bills." Update the breakdown whenever your costs change.

Can I keep my campaign open long-term?

Yes, and you should. PayIt2 campaigns don't expire. That's the whole point for chronic illness: the need doesn't stop, so the campaign shouldn't either. Post an update every few weeks about how you're doing and how the money helped. People who care about you will keep showing up.

What if my insurance changes or costs increase?

Update your campaign and tell people what changed. "My insurance switched to a new plan in January, and my infusion co-pay went from $200 to $800." That kind of honesty resonates. People living with chronic conditions know the insurance roller coaster all too well, and your donors will understand. Transparency about these shifts often triggers a fresh wave of support.

How often should I update donors?

Monthly works well for most chronic illness campaigns. You don't need to write an essay. A few sentences are fine: "Had a good month; infusion went smoothly, labs looked stable, your donations covered my $2,400 medication co-pay." That's enough to keep donors connected and remind people who haven't given yet that the need is real and ongoing.

Ongoing Support for Ongoing Needs

Set up your chronic illness campaign in minutes. No monthly fees, no time limits, no hidden costs. Funds in your bank in 2-3 business days.

Start a Chronic Illness Campaign